The state of Arizona allows two options for vehicle owners to take responsibility for probable costs associated with an accident. Drivers have two options. They can acquire liability insurance, which is the national mandate for automobile insurance. Alternately, they can purchase a certificate of deposit. This CD should equate up to $40,000.
Financial Responsibilities In Arizona
Anyone who works or lives in the state is required by Arizona law to provide proof of financial responsibility at any time they are involved in an automobile accident. Any drivers or passengers who are victims in these accidents in which the at-fault driver was non-compliant should contact Accident Lawyers In Tucson.
Liability insurance should cover no less than $15,000 per victim in an accident and a maximum of $30,000 for the entire accident. This coverage includes $10,000 for property damage. Drivers are not required by law to hold any additional insurance policies; however, it could benefit them substantially if they are at-fault in an accident. Anyone who fails to provide proof of insurance after an accident or during a routine traffic stop is subject to penalties. If the driver fails to show compliance the victim of the accident has the right to hire an Accident Lawyer In Tucson to file a claim against them.
The initial fine for non-compliance, with the mandatory insurance requirements is $250. The driver’s license is suspended for three months. The reinstatement fee is $10 if the license is suspended and $20 if it was revoked. Further application fees range from $10 to $25 based on the age of the driver. To file the application, the driver must provide current proof of financial responsibility. After their license is suspended, they are required to carry SR-22 insurance.
DUI Violations
It is also a high probability that drivers who have a current SR-22 policy may have a history of DUI. An Auto Accident Lawyer in Tucson should determine if he or she has an existing criminal history when filing a claim for compensation, as new charges may apply. Anyone who was a victim in an automobile accident in which DUI played a role should hire an attorney promptly to represent them.
