There can come a point in your life when you find yourself in a position where you’ve lost your healthcare coverage. It’s situations like these that can cause major problems if you happen to wind up sick or in need of medical care. The costs can become overbearing, and you’ll probably end up in debt for the years to come. Luckily, there are some options for people in that kind of situation. Temporary health insurance in Texas is a simple solution that can give you the coverage you need in the short term while you continue to look for a more long-term plan.
Is This The Right Plan For You?
There are several reasons you might be without insurance coverage at the moment, and these types of temporary plans can be of a great benefit if you’ve found yourself in any of the following situations.
* You’ve finally reached the age where you no longer qualify to be under your parent’s medical policy. This happens to a lot of young adults who are either still finishing up their schooling or haven’t been able to find gainful employment in the current marketplace.
* You’ve recently retired and are still waiting on the finalization of your Medicare eligibility. Poor planning or slow processing times can leave you with gaps in your coverage, and this can leave you vulnerable at a time when you need a good policy protecting you.
* You’ve recently lost your current job, and the medical insurance policy that your company offered you. This unfortunate event can happen to anyone at any time. It is unexpected events like this where a short term solution may be your only real option.
What’s Covered And How Much Does It Cost?
The best part of these policies is that they are highly flexible to meet all of your needs. You can find many options that allow for plans ranging from a single month up to almost a year of protection. You will end up paying the initial deductible plus 20 percent of the first $10,000. After that initial period, 100 percent of your coverable expenses will be taken care of up to 1 to 1.5 million dollars depending on your particular choice of plans.
You don’t have to wait and worry when you’re without insurance. These short term temporary plans can give you the protection you need when you require it the most.
