Understanding SR22 insurance is critical for meeting legal requirements and remaining on the road lawfully, whether due to a previous violation or other situations. If you’re obliged to file SR22 insurance in Chicago, IL, you’re dealing with a special type of coverage that allows drivers to demonstrate their financial responsibility to the state.
What is SR 22 insurance?
SR22 insurance is not a specific form of insurance policy but rather a certificate proving that you have the minimum legal liability coverage. It is often required by the state following certain transgressions, such as a DUI conviction or many traffic tickets. This certificate is filed with the state’s Department of Motor Vehicles (DMV) and verifies that drivers keep coverage for a set length of time, usually three years.
When Do You Need SR22 Insurance?
Drivers whose licenses have been suspended or revoked for significant offenses may be required to file an SR22 in order to reinstate their driving privileges. Several circumstances may necessitate the requirement for SR22 insurance in Chicago, IL. Common violations that result in SR22 requirements include driving without insurance, DUI, and accumulating too many points on your driving record.
Why Does SR22 Insurance Matter?
SR22 insurance is an important aspect of ensuring that drivers who have had legal troubles remain in compliance with state laws. Drivers can get more information about SR22 insurance and how to purchase it by contacting Illinois Insurance Center Inc. Drivers in Chicago, IL, who require SR22 insurance must grasp the process in order to comply and keep a safe driving record.
