When you get hurt on the job, it’s important that you have a financial safety net to fall back on so that you can seek medical care and you won’t get behind on your household bills. For many employees, that safety net is their employer’s worker’s compensation insurance policy. Unfortunately, some people find that it isn’t as easy as they thought it would be to obtain the benefits they need to stay afloat. Here are three things you definitely need to know before you find yourself in need of Worker’s Comp in MN:
Knowing When You Are Eligible
Believe it or not, there may be cases in which some workers are not eligible to receive worker’s compensation benefits from their employer. For example, if your injury happened while you were performing an unauthorized activity, you may not have a case. However, it’s also important to know that you are usually covered for an accident that happened while performing your professional duties, even if it wasn’t your fault.
Making Sure You Follow Protocol
It’s vital that you make sure you understand your employer’s policies concerning work-related injuries. Often times there is a specific procedure you must follow, and that protocol should tell you exactly how and to whom you should report your injury. After you follow proper reporting procedures, you need to make sure you follow up with the company’s insurance adjuster as instructed to ensure that everything is going according to plan.
Getting Medical Attention
Once you’ve reported your injury to the proper authorities at work, it’s important that you seek medical attention right away. If your employer has instructed you to go to a specific medical facility, you must comply or you’ll risk your chances of receiving benefits. When you’re with the doctor, be sure to tell them exactly what happened, when and where the injury occurred, and which body parts have been hurt.
Those who are in need of worker’s compensation benefits in order to survive should have legal counsel on their side who can advise them on what to do to achieve the best possible outcome in their case. If you’ve recently been hurt at work or your worker’s compensation claim has been denied, visit Malone and Atchison for a professional who can walk you through the legal process and help you get what you need to move on with your life.
